The market

Every UK cat insurer we compare

28 providers — from household names to cat-only specialists. Filter by the cover type you actually need.

A veterinarian gently examining a relaxed tabby cat in a modern clinic
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Petplan

4.624,500 reviews
  • Covers dental illness
  • No upper age limit
  • Behavioural cover
Up to £12,000 vet feesGet a quote

Agria

4.59,800 reviews
  • Lifetime cover only
  • Strong on pedigree breeds
  • Free 5-week cover for kittens
Up to £12,500 vet feesGet a quote

ManyPets

4.738,000 reviews
  • Pre-existing conditions on some plans
  • Fast claims app
  • Free video vet
Up to £15,000 vet feesGet a quote

More Than

4.214,200 reviews
  • Multi-pet discount
  • 24/7 vet line
  • Flexible excess
Up to £7,000 vet feesGet a quote

Direct Line

4.318,900 reviews
  • No price-comparison sites
  • Direct claims
  • Set excess for life
Up to £8,000 vet feesGet a quote

Tesco Bank Pet

4.111,200 reviews
  • Clubcard points
  • 3 cover levels
  • Online claims
Up to £7,500 vet feesGet a quote

Sainsbury's Pet

4.07,400 reviews
  • Nectar points
  • Dental injury cover
  • Discount for multiple cats
Up to £7,000 vet feesGet a quote

M&S Bank Pet

4.26,100 reviews
  • High vet fee limit
  • Premier plan available
  • UK call centres
Up to £12,000 vet feesGet a quote

LV=

4.49,300 reviews
  • No co-payment until age 9
  • Behavioural treatment
  • Multi-pet discount
Up to £10,000 vet feesGet a quote

Animal Friends

4.527,800 reviews
  • Donates to animal charities
  • Wide cover range
  • Cheap entry premium
Up to £7,000 vet feesGet a quote

Purely Pets

4.516,400 reviews
  • 15 lifetime levels
  • Online claims portal
  • 24/7 vet helpline
Up to £15,000 vet feesGet a quote

Scratch & Purr

4.32,100 reviews
  • Cat-only specialist
  • Indoor cat discount
  • Same-day claims
Up to £10,000 vet feesGet a quote

Waggel

4.64,200 reviews
  • Monthly rolling cover
  • Member perks
  • No annual price hikes mid-term
Up to £10,000 vet feesGet a quote

Napo

4.75,600 reviews
  • Behavioural & dental included
  • 1-2-1 trainer access
  • App-first claims
Up to £12,000 vet feesGet a quote

RSPCA Pet

4.03,300 reviews
  • Supports the RSPCA
  • Simple cover tiers
  • Lifetime option
Up to £7,000 vet feesGet a quote

Argos Pet

3.94,100 reviews
  • Budget tier
  • Quick online quote
  • Pay monthly with no fee
Up to £4,000 vet feesGet a quote

Asda Money Pet

3.82,900 reviews
  • Cashback for Asda customers
  • Three tiers
  • Online policy management
Up to £6,000 vet feesGet a quote

Co-op Pet

4.03,700 reviews
  • Member rewards
  • Lifetime cover
  • Behavioural cover add-on
Up to £8,000 vet feesGet a quote

John Lewis Pet

4.34,800 reviews
  • Premier feel
  • Generous vet fee limit
  • Trusted brand
Up to £12,000 vet feesGet a quote

K9 Cover

4.11,800 reviews
  • Multi-pet discount
  • No upper age limit
  • Online claims portal
Up to £7,500 vet feesGet a quote

The Insurance Emporium

4.25,200 reviews
  • Build-your-own policy
  • Discounts for chipped/neutered
  • 20+ cover levels
Up to £6,000 vet feesGet a quote

Pet Protect

4.13,100 reviews
  • Lifetime only
  • Dental cover
  • Older cat friendly
Up to £10,000 vet feesGet a quote

PDSA Pet Insurance

4.25,200 reviews
  • Supports PDSA charity
  • 24/7 vet helpline
  • Online claims
Up to £8,000 vet feesGet a quote

Vital Pet Insurance

4.01,900 reviews
  • Online-first
  • Quick quote
  • Multi-pet discount
Up to £8,000 vet feesGet a quote

Perfect Pet

4.12,800 reviews
  • No upper age limit
  • Same excess for life
  • Online claims
Up to £7,500 vet feesGet a quote

Everypaw

4.23,400 reviews
  • 24/7 vet line
  • Quick claims
  • Behavioural cover
Up to £9,000 vet feesGet a quote

Kitten Cover Co.

4.41,200 reviews
  • Kitten specialist
  • First-year discount
  • Microchip discount
Up to £8,000 vet feesGet a quote

Whiskers & Co.

4.5900 reviews
  • Boutique cat insurer
  • High vet limit
  • Indoor cat discount
Up to £12,000 vet feesGet a quote