The market

Every UK cat insurer we compare

28 providers — from household names to cat-only specialists. Filter by the cover type you actually need.

A veterinarian gently examining a relaxed tabby cat in a modern clinic
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Petplan

★★★★★4.624,500 reviews
  • →Covers dental illness
  • →No upper age limit
  • →Behavioural cover
Up to £12,000 vet feesGet a quote

Agria

★★★★★4.59,800 reviews
  • →Lifetime cover only
  • →Strong on pedigree breeds
  • →Free 5-week cover for kittens
Up to £12,500 vet feesGet a quote

ManyPets

★★★★★4.738,000 reviews
  • →Pre-existing conditions on some plans
  • →Fast claims app
  • →Free video vet
Up to £15,000 vet feesGet a quote

More Than

★★★★★4.214,200 reviews
  • →Multi-pet discount
  • →24/7 vet line
  • →Flexible excess
Up to £7,000 vet feesGet a quote

Direct Line

★★★★★4.318,900 reviews
  • →No price-comparison sites
  • →Direct claims
  • →Set excess for life
Up to £8,000 vet feesGet a quote

Tesco Bank Pet

★★★★★4.111,200 reviews
  • →Clubcard points
  • →3 cover levels
  • →Online claims
Up to £7,500 vet feesGet a quote

Sainsbury's Pet

★★★★★4.07,400 reviews
  • →Nectar points
  • →Dental injury cover
  • →Discount for multiple cats
Up to £7,000 vet feesGet a quote

M&S Bank Pet

★★★★★4.26,100 reviews
  • →High vet fee limit
  • →Premier plan available
  • →UK call centres
Up to £12,000 vet feesGet a quote

LV=

★★★★★4.49,300 reviews
  • →No co-payment until age 9
  • →Behavioural treatment
  • →Multi-pet discount
Up to £10,000 vet feesGet a quote

Animal Friends

★★★★★4.527,800 reviews
  • →Donates to animal charities
  • →Wide cover range
  • →Cheap entry premium
Up to £7,000 vet feesGet a quote

Purely Pets

★★★★★4.516,400 reviews
  • →15 lifetime levels
  • →Online claims portal
  • →24/7 vet helpline
Up to £15,000 vet feesGet a quote

Scratch & Purr

★★★★★4.32,100 reviews
  • →Cat-only specialist
  • →Indoor cat discount
  • →Same-day claims
Up to £10,000 vet feesGet a quote

Waggel

★★★★★4.64,200 reviews
  • →Monthly rolling cover
  • →Member perks
  • →No annual price hikes mid-term
Up to £10,000 vet feesGet a quote

Napo

★★★★★4.75,600 reviews
  • →Behavioural & dental included
  • →1-2-1 trainer access
  • →App-first claims
Up to £12,000 vet feesGet a quote

RSPCA Pet

★★★★★4.03,300 reviews
  • →Supports the RSPCA
  • →Simple cover tiers
  • →Lifetime option
Up to £7,000 vet feesGet a quote

Argos Pet

★★★★★3.94,100 reviews
  • →Budget tier
  • →Quick online quote
  • →Pay monthly with no fee
Up to £4,000 vet feesGet a quote

Asda Money Pet

★★★★★3.82,900 reviews
  • →Cashback for Asda customers
  • →Three tiers
  • →Online policy management
Up to £6,000 vet feesGet a quote

Co-op Pet

★★★★★4.03,700 reviews
  • →Member rewards
  • →Lifetime cover
  • →Behavioural cover add-on
Up to £8,000 vet feesGet a quote

John Lewis Pet

★★★★★4.34,800 reviews
  • →Premier feel
  • →Generous vet fee limit
  • →Trusted brand
Up to £12,000 vet feesGet a quote

K9 Cover

★★★★★4.11,800 reviews
  • →Multi-pet discount
  • →No upper age limit
  • →Online claims portal
Up to £7,500 vet feesGet a quote

The Insurance Emporium

★★★★★4.25,200 reviews
  • →Build-your-own policy
  • →Discounts for chipped/neutered
  • →20+ cover levels
Up to £6,000 vet feesGet a quote

Pet Protect

★★★★★4.13,100 reviews
  • →Lifetime only
  • →Dental cover
  • →Older cat friendly
Up to £10,000 vet feesGet a quote

PDSA Pet Insurance

★★★★★4.25,200 reviews
  • →Supports PDSA charity
  • →24/7 vet helpline
  • →Online claims
Up to £8,000 vet feesGet a quote

Vital Pet Insurance

★★★★★4.01,900 reviews
  • →Online-first
  • →Quick quote
  • →Multi-pet discount
Up to £8,000 vet feesGet a quote

Perfect Pet

★★★★★4.12,800 reviews
  • →No upper age limit
  • →Same excess for life
  • →Online claims
Up to £7,500 vet feesGet a quote

Everypaw

★★★★★4.23,400 reviews
  • →24/7 vet line
  • →Quick claims
  • →Behavioural cover
Up to £9,000 vet feesGet a quote

Kitten Cover Co.

★★★★★4.41,200 reviews
  • →Kitten specialist
  • →First-year discount
  • →Microchip discount
Up to £8,000 vet feesGet a quote

Whiskers & Co.

★★★★★4.5900 reviews
  • →Boutique cat insurer
  • →High vet limit
  • →Indoor cat discount
Up to £12,000 vet feesGet a quote