Persian insurance, explained
Flat-faced, high-maintenance, and prone to expensive long-term conditions.
- Premium loading
- +45%
- Adult weight
- 3–5.5 kg
- Lifespan
- 10–17 years
Persians are gorgeous, gentle, and a financial commitment. Their flat faces and inherited kidney issues mean vet bills tend to be both frequent and expensive. Some mainstream insurers quietly exclude brachycephalic conditions — always check.
Common health conditions to insure against
These are the conditions most commonly claimed for in Persians. They're the reason a lifetime policy with a high annual vet fee limit matters for this breed.
Polycystic Kidney Disease (PKD)
£2,000–£5,000 lifetimeAround 1 in 3 Persians carry the gene. Lifetime cover essential.
Brachycephalic airway issues
£1,200–£3,500 per surgerySome insurers exclude flat-faced conditions entirely — read the small print.
Progressive Retinal Atrophy
£200–£600 monitoringNo cure, but regular eye checks add up over a lifetime.
Best insurers for Persians
Based on the conditions above, these are the insurers we'd shortlist for a Persian. All offer lifetime cover with vet fee limits high enough to handle the breed's typical claims.
Get a policy that explicitly covers brachycephalic conditions. If the wording is silent or excludes them, walk away.