Maine Coon insurance, explained
Gentle giants with a habit of developing joint and heart problems.
- Premium loading
- +35%
- Adult weight
- 4.5–11 kg
- Lifespan
- 12–15 years
The largest domestic cat breed, and one of the most popular pedigrees in the UK. Their size puts strain on joints, and Maine Coons have a well-documented predisposition to HCM. Lifetime cover with a generous vet fee limit (£10,000+) is the safe choice.
Common health conditions to insure against
These are the conditions most commonly claimed for in Maine Coons. They're the reason a lifetime policy with a high annual vet fee limit matters for this breed.
Hypertrophic Cardiomyopathy (HCM)
£2,000–£6,000 lifetimeMost-studied breed for HCM. Lifetime cover, no exceptions.
Hip dysplasia
£1,500–£4,000 per sideSurgical correction is pricey; ongoing pain meds add up.
Spinal Muscular Atrophy
Lifelong managementRare but devastating — DNA test before buying a kitten.
Best insurers for Maine Coons
Based on the conditions above, these are the insurers we'd shortlist for a Maine Coon. All offer lifetime cover with vet fee limits high enough to handle the breed's typical claims.
Maine Coons can live well into their late teens. A policy with no upper age limit is worth more than a slightly cheaper monthly premium today.